Lease vs Buy

New Car Lease vs Buy

Why Lease a New Car?

If you want to drive newer, safer, more reliable vehicles, prefer not make a large down payment every few years, and also do not drive an exorbitant amount annually, then a new car lease may be better for you. Leasing is intended for those who would prefer to avert the hassle of selling and buying every time they want to drive a new car or SUV.

Why Should You Buy a New Car?

Conversely, if you prefer long term relationships with a greater sense of commitment and ownership, then buying should be what’s better for you. Car-buying is typically best for drivers who do not mind driving the same car for more than five years or even until it is no longer suitable for the freeway.

Leasing vs Buying: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of leasing vs buying a car or SUV is critical. Be sure to examine factors like potential savings, vehicle ownership, monthly payments, and repair costs when calculating the best new vehicle financing type for you.

Buying: Ownership vs Leasing

When it comes to vehicle financing, new car or SUV ownership absolutely comes with many well-known advantages, most associated with outright ownership of the car. You may not realize, but, there are also a few great benefits of leasing, as well. It’s essential to consider all financial aspects including term length, down payment, monthly payments, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A close checkup of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car or SUV.

pros and cons of leasing vs financing a new car

Monthly Payments

Car or SUV lease payments are often times less expensive compared to auto loan and car financing payments as the typical lease structure is pretty much renting with the option to purchase at the final payment of your lease term. Consider when leasing that you’re going to need a healthy credit score, and will be required to carry collision and comprehensive insurance, although the same can be said for the best rate auto loans. Though it can likely add to monthly payments, it’s also smart to choose a model with the features you need or want, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leases often include regular vehicle maintenance & repair. It is important to keep this in mind when calculating monthly costs of ownership vs leasing. Regardless of what make and model you buy, mechanic bills are an uncertain cost that can rapidly add up. And for those of us who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing might be the best option for peace of mind.

lease vs buy car analysis

Maintenance & Repair

In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximum investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available
APR % Credit-Based Credit-Based
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
Maintenance & Repair Costs Typically Included Not Included


Volkswagen Lease and Finance Offers In San Antonio TX

Volkswagen of Alamo Heights knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership located in San Antonio, TX. We look forward to serving you.



Lease vs Buy Volkswagen In San Antonio TX | Volkswagen of Alamo Heights

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We are excited to offer this 2019 Volkswagen Jetta. This Volkswagen includes: FIRST AID KIT DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2019 Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: PURE WHITE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE TITAN BLACK, CLOTH SEAT TRIM Cloth Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Look no further, you have found exactly what you've been looking for. You could keep looking, but why? You've found the perfect vehicle right here. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. You could keep looking, but why? You've found the perfect vehicle right here. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert BLUE SILK METALLIC VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert BLUE SILK METALLIC VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert PURE WHITE VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You've found the one you've been looking for. Your dream car. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* You've found the one you've been looking for. Your dream car. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert HABANERO ORANGE METALLIC VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* You can finally stop searching... You've found the one you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. You could keep looking, but why? You've found the perfect vehicle right here. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE PURE WHITE TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. You've found the one you've been looking for. Your dream car. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta SE is sure to sell fast. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE PLATINUM GRAY METALLIC TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. You can finally stop searching... You've found the one you've been looking for. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* You've found the one you've been looking for. Your dream car. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) BLUE SILK METALLIC WHEEL SPLASH GUARDS (SET OF 4) (PIO) VW CARE STORM GRAY, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* The Volkswagen Jetta SE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is the one. Just what you've been looking for. You've found the one you've been looking for. Your dream car. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2019 Volkswagen Golf. Save money at the pump with this fuel-sipping Volkswagen Golf. This vehicle won't last long, take it home today. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel PURE WHITE TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* You could keep looking, but why? You've found the perfect vehicle right here. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) BLUE SILK METALLIC VW CARE SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel STORM GRAY, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You can finally stop searching... You've found the one you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener COMBINATION ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel SECURITY WHEEL LOCKS Wheel Locks *Note - For third party subscriptions or services, please contact the dealer for more information.* The Volkswagen Jetta SE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta SE is sure to sell fast. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) WHEEL SPLASH GUARDS (SET OF 4) (PIO) VW CARE SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel PURE WHITE TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* You can finally stop searching... You've found the one you've been looking for. The Volkswagen Jetta SE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Alamo Heights.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags,”plus any dealer installed additions” are not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 389-7542 or by visiting us at the dealership. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Alamo Heights.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags,”plus any dealer installed additions” are not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 389-7542 or by visiting us at the dealership. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

Must finance with VCI to qualify for the advertised price.

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1402 N.E. Loop 410 Expressway • San Antonio, TX 78209

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Volkswagen of Alamo Heights 29.5151787, -98.4457564.