Lease vs Buy
Why Lease a New Car?
If you want to drive newer, safer, more reliable vehicles, prefer not make a large down payment every few years, and also do not drive an exorbitant amount annually, then a new car lease may be better for you. Leasing is intended for those who would prefer to avert the hassle of selling and buying every time they want to drive a new car or SUV.
Why Should You Buy a New Car?
Conversely, if you prefer long term relationships with a greater sense of commitment and ownership, then buying should be what’s better for you. Car-buying is typically best for drivers who do not mind driving the same car for more than five years or even until it is no longer suitable for the freeway.
Leasing vs Buying: Which One Is Right for You?
Being aware of the pros, cons, and overall benefits of leasing vs buying a car or SUV is critical. Be sure to examine factors like potential savings, vehicle ownership, monthly payments, and repair costs when calculating the best new vehicle financing type for you.
Buying: Ownership vs Leasing
When it comes to vehicle financing, new car or SUV ownership absolutely comes with many well-known advantages, most associated with outright ownership of the car. You may not realize, but, there are also a few great benefits of leasing, as well. It’s essential to consider all financial aspects including term length, down payment, monthly payments, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A close checkup of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car or SUV.
Monthly Payments
Car or SUV lease payments are often times less expensive compared to auto loan and car financing payments as the typical lease structure is pretty much renting with the option to purchase at the final payment of your lease term. Consider when leasing that you’re going to need a healthy credit score, and will be required to carry collision and comprehensive insurance, although the same can be said for the best rate auto loans. Though it can likely add to monthly payments, it’s also smart to choose a model with the features you need or want, as personal satisfaction is often priceless.
Maintenance & Repair
Auto leases often include regular vehicle maintenance & repair. It is important to keep this in mind when calculating monthly costs of ownership vs leasing. Regardless of what make and model you buy, mechanic bills are an uncertain cost that can rapidly add up. And for those of us who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing might be the best option for peace of mind.
Savings vs Investment
In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximum investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.
| Lease | Buy | |
| New Vehicles | Available | Available |
| Pre-Owned Vehicles | Not Available | Available |
| Vehicle Customization | Not Available | Available |
| Poor Credit Financing | Not Available | Available |
| APR % | Credit-Based | Credit-Based |
| Ownership | No Ownership | Pride of Ownership |
| Down Payment | Smaller Down Payment | Larger Down Payment |
| Monthly Payment | Smaller Monthly Payments | Larger Monthly Payments |
| Savings/Investment | Short Term Savings | Long Term Investment |
| Finance Term | Approx. 2-4 Years | Approx. 3-6 Years |
| Maintenance & Repair Costs | Typically Included | Not Included |
Volkswagen Lease and Finance Offers In San Antonio TX
Volkswagen of Alamo Heights knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership located in San Antonio, TX. We look forward to serving you.
Cars
Aug 26, 2021
Great buying experience! Andy was very professional and not pushy! We went in to just test drive an SUV, but all the people were so great we ended up buying that day! Thank you for letting us decide without the pressure that we’ve experienced with other dealerships! Jack and Donna
Cars
Aug 17, 2021
Great Service !! Very smooth process from beginning to end. Highly recommend ! This was one of the most pleasurable experiences I have ever had. Smooth purchase
Cars
Aug 15, 2021
I was met promptly by our service advisor. We were transferred to comfortable waiting area where we enjoyed complimentary beverages. Our service was completed timely and we departed exceedingly grateful for the valued service. Excellent customer services.
Cars
Aug 13, 2021
Everybody in this dealership are great people kind helpful servicial, and every person I talk to went the extra mile to help me, my higher highest reviews and recommendations for this dealership!! Thank you all very much for your great service.
Cars
Aug 11, 2021
Alamo Heights VW staff always goes above and beyond. Both sales and service department staff are wonderful. Will absolutely return again to this dealership, no doubt.
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MPG Disclaimer: Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle. |
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Disclaimer:
* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Alamo Heights.
New vehicle pricing includes all offers and incentives. Tax, Title and Tags,”plus any dealer installed additions” are not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 389-7542 or by visiting us at the dealership. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.
**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.
Any and all discounts are not to be combined with any special interest rates through VW.
The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.
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Contact
(210) 828-1201
Call Now1402 NE Loop 410 Expressway • San Antonio, TX 78209
Get DirectionsToday's Hours:
Open Today! Sales: 9am-8pm
Open Today! Service: 7am-6pm
Open Today! Parts: 7am-6pm
