Lease vs Buy

New Car Lease vs Buy

Why Lease a New Car?

If you want to drive newer, safer, more reliable vehicles, prefer not make a large down payment every few years, and also do not drive an exorbitant amount annually, then a new car lease may be better for you. Leasing is intended for those who would prefer to avert the hassle of selling and buying every time they want to drive a new car or SUV.

Why Should You Buy a New Car?

Conversely, if you prefer long term relationships with a greater sense of commitment and ownership, then buying should be what’s better for you. Car-buying is typically best for drivers who do not mind driving the same car for more than five years or even until it is no longer suitable for the freeway.

Leasing vs Buying: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of leasing vs buying a car or SUV is critical. Be sure to examine factors like potential savings, vehicle ownership, monthly payments, and repair costs when calculating the best new vehicle financing type for you.

Buying: Ownership vs Leasing

When it comes to vehicle financing, new car or SUV ownership absolutely comes with many well-known advantages, most associated with outright ownership of the car. You may not realize, but, there are also a few great benefits of leasing, as well. It’s essential to consider all financial aspects including term length, down payment, monthly payments, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A close checkup of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car or SUV.

pros and cons of leasing vs financing a new car

Monthly Payments

Car or SUV lease payments are often times less expensive compared to auto loan and car financing payments as the typical lease structure is pretty much renting with the option to purchase at the final payment of your lease term. Consider when leasing that you’re going to need a healthy credit score, and will be required to carry collision and comprehensive insurance, although the same can be said for the best rate auto loans. Though it can likely add to monthly payments, it’s also smart to choose a model with the features you need or want, as personal satisfaction is often priceless.

why leasing a car is smart

Maintenance & Repair

Auto leases often include regular vehicle maintenance & repair. It is important to keep this in mind when calculating monthly costs of ownership vs leasing. Regardless of what make and model you buy, mechanic bills are an uncertain cost that can rapidly add up. And for those of us who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing might be the best option for peace of mind.

lease vs buy car analysis

Savings vs Investment

In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximum investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available
APR % Credit-Based Credit-Based
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
Maintenance & Repair Costs Typically Included Not Included


Volkswagen Lease and Finance Offers In San Antonio TX

Volkswagen of Alamo Heights knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership located in San Antonio, TX. We look forward to serving you.



Lease vs Buy Volkswagen In San Antonio TX | Volkswagen of Alamo Heights

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DealerRater May 27, 2022

Everything about our experience was amazing and wonderful. We had a whole day of disappointment with dealerships that we had appointments with (while driving 2 hours) that either sold the vehicle or had no idea where the vehicle was that we wanted to see. As soon as we arrived, we were greeted so nicely! Carlos was so sweet, welcoming, and so helpful!! He helped make us a great deal on the car we came to see. Easy and smooth transaction. Very professional and trustworthy.

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DealerRater May 16, 2022

I had a great experience at this Volkswagen dealership thanks to Brian. Brian from the beginning was super helpful. And made the whole process easy. I really appreciate your effort especially when you have so much to worry about . Thanks Brian

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DealerRater Feb 28, 2022

Loved Terri, great to work with, she made is super easy. Would absolutely buy from her again.

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Facebook Nov 28, 2021

Quick service very nice people

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Facebook Sep 24, 2021

Big thank you to Volkswagen in Alamo Heights. James and Arturo were such great salesman that treated me like family and help me work everything out in full detail. I highly recommend ♥️


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161 Matching Vehicles Found

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*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE DEEP BLACK PEARL ROADSIDE ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats TITAN BLACK, CLOTH SEAT TRIM Cloth Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You could keep looking, but why? You've found the perfect vehicle right here. Beautiful color combination with Deep Black Pearl exterior over Titan Black interior making this the one to own! Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: CONVENIENCE PACKAGE Variable Speed Intermittent Wipers Intermittent Wipers Auto-Dimming Rearview Mirror Leather Steering Wheel Rain Sensing Wipers VW CAR-NET SAFE Telematics Requires Subscription VW CARE DEEP BLACK PEARL COMBINATION ASSISTANCE KIT AUTO-DIMMING REARVIEW MIRROR W/COMPASS Auto-Dimming Rearview Mirror Universal Garage Door Opener MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats IQ.DRIVE PACKAGE Variable Speed Intermittent Wipers Lane Departure Warning Lane Keeping Assist Cruise Control Steering Assist Intermittent Wipers Auto-Dimming Rearview Mirror Leather Steering Wheel Adaptive Cruise Control Blind Spot Monitor Cross-Traffic Alert Rain Sensing Wipers Front Collision Mitigation SECURITY WHEEL LOCKS Wheel Locks TITAN BLACK, CLOTH SEAT TRIM Cloth Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. The 2022 Volkswagen exterior is finished in a breathtaking Deep Black Pearl, while being complemented by such a gorgeous Titan Black interior. This color combination is stunning and absolutely beautiful! Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Start enjoying more time in your new ride and less time at the gas station with this 2022 Volkswagen Taos. There is no reason why you shouldn't buy this Volkswagen Taos S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CARE ROADSIDE ASSISTANCE KIT DEEP BLACK PEARL RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenTaos. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Taos S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CARE ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CARE ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Start enjoying more time in your new ride and less time at the gas station with this 2022 Volkswagen Taos. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenTaos. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CARE ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This vehicle won't last long, take it home today. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT DEEP BLACK PEARL RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This vehicle won't last long, take it home today. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT PURE WHITE RUBBER MATS KIT (SMM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Taos S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats REAR SENSORS DELETE ROADSIDE ASSISTANCE KIT AUTO-DIMMING REARVIEW MIRROR W/COMPASS Auto-Dimming Rearview Mirror Universal Garage Door Opener PANORAMIC SUNROOF PACKAGE Driver Vanity Mirror Panoramic Roof Passenger Vanity Mirror Generic Sun/Moonroof Passenger Illuminated Visor Mirror Sun/Moonroof Driver Illuminated Vanity Mirror RISING BLUE METALLIC TITAN BLACK, V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You've found the one you've been looking for. Your dream car. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats ROADSIDE ASSISTANCE KIT AUTO-DIMMING REARVIEW MIRROR W/COMPASS Auto-Dimming Rearview Mirror Universal Garage Door Opener PLATINUM GRAY METALLIC PANORAMIC SUNROOF PACKAGE Driver Vanity Mirror Panoramic Roof Passenger Vanity Mirror Generic Sun/Moonroof Passenger Illuminated Visor Mirror Sun/Moonroof Driver Illuminated Vanity Mirror TITAN BLACK, V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. This is the one. Just what you've been looking for. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. Want more room? Want more style? This Volkswagen Tiguan S is the vehicle for you. There is no reason why you shouldn't buy this Volkswagen Tiguan S. It is incomparable for the price and quality. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Tiguan S will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Tiguan S is sure to sell fast. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. Want more room? Want more style? This Volkswagen Tiguan S is the vehicle for you. This is the one. Just what you've been looking for. You can finally stop searching... You've found the one you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE PLATINUM GRAY METALLIC VW CAR-NET SAFE Telematics Requires Subscription BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats ROADSIDE ASSISTANCE KIT RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos SE is the vehicle for you. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenTaos. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE DUSK BLUE METALLIC BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CHROME BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) ROADSIDE ASSISTANCE KIT CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Save money at the pump with this fuel-sipping Volkswagen Taos. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE PLATINUM GRAY METALLIC BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CHROME BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) ROADSIDE ASSISTANCE KIT CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos SE is the vehicle for you. Start enjoying more time in your new ride and less time at the gas station with this 2022 Volkswagen Taos. Look no further, you have found exactly what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CHROME BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) ROADSIDE ASSISTANCE KIT CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade DEEP BLACK PEARL RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos SE is the vehicle for you. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenTaos. Beautiful color combination with Deep Black Pearl exterior over Black interior making this the one to own! Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE DUSK BLUE METALLIC BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CHROME BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) ROADSIDE ASSISTANCE KIT CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos SE is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Taos SE will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
*Contact dealer for sale price. This Volkswagen includes: VW CARE REAR SENSORS DELETE DUSK BLUE METALLIC BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CHROME BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) ROADSIDE ASSISTANCE KIT CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos SE is the vehicle for you. Save money at the pump with this fuel-sipping Volkswagen Taos. The Volkswagen Taos SE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Alamo Heights.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags,”plus any dealer installed additions” are not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 389-7542 or by visiting us at the dealership. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

Any and all discounts are not to be combined with any special interest rates through VW.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Alamo Heights.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags,”plus any dealer installed additions” are not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 389-7542 or by visiting us at the dealership. All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

Any and all discounts are not to be combined with any special interest rates through VW.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

Must finance with VCI to qualify for the advertised price.

Volkswagen of Alamo Heights 29.5151787, -98.4457564.